Vision

I'm not a blogger, and yet to discovered the deep interest of writing.
If you tend to read interesting story here everyday, you may get to the wrong place.

Well, you should know that I' m a financial consultant.
For a simple reason that i wish to protect more clients' interest, therefore i start to give out information here and ultimately, i wish your selected financial products will really benefit you, instead of the sales person.

I dare not set a goal which help you to become financial freedom at 40 years old, before i able to archive it. I also will not talk much about future market as i don't even know the vegetable price sold in market next week.

I wish, every dollar you spent in major financial products will create value :-)

In other words, you should know how to :
1) Pay minimum amount in housing loan interest
2) Ensure you life insurance will create value when you exercise it, and premium is not overpaid
3) Fully transfer your asset to your loves's one when you not around
4) Not go into financial crisis when market crash
5) A moderate retirement life style